Your Trusted Partner for Mortgage Lending

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Substantial Funding LLC is an independent mortgage lending company in New York committed to enhancing your quality of life. We achieve this by creating a cleaner, more efficient mortgage lending environment while reducing our carbon footprint to net zero in the process.

With over 20 years of expertise, we combine traditional and innovative lending options to give you unmatched flexibility. Whether you’re an experienced borrower or a first-time investor, our solutions help you focus on equity building and investment returns.

We offer 100% fix-and-flip mortgage financing to help experienced real estate investors turn properties around quickly and efficiently. Secure the capital you need and make the investment process easy and hassle-free.